Home Loan
Home Loan
A home loan helps you turn your dream of owning a house into reality. Whether you are planning to buy a new home, construct a house, purchase a resale property, or renovate your existing home, United Credit Limited offers reliable and affordable home loan solutions.
With over 30 years of experience in the financial industry, we provide home loans with competitive interest rates, flexible repayment tenures, transparent processing, and PAN India service. Our expert team ensures a smooth and stress-free home loan journey from application to disbursal.
What is a Home Loan?
A home loan is a secured loan offered to individuals for purchasing, constructing, or renovating residential property. The property itself acts as collateral, which allows lenders to offer lower interest rates and longer repayment tenures.
United Credit Limited offers customized home loan options based on your income, credit profile, and property value, making home ownership affordable and convenient.
- Salaried individuals (private or government employees)
- Self-employed professionals & business owners
- Individuals with stable income and repayment capacity
- Applicants with valid property documents
Documents Required for Home Loan:
✔ PAN Card & Aadhaar Card
✔ Address proof
✔ Salary slips / Income proof / ITR
✔ Last 6–12 months bank statements
✔ Property documents & agreement
✔ Passport size photographs
Document requirements may vary depending on applicant and property type.
Key Benefits of Our Home Loan:
✔ Competitive interest rates
✔ Long repayment tenure
✔ High loan eligibility
✔ Transparent process with no hidden charges
✔ Expert guidance & PAN India service
✔ Quick approval and smooth disbursal
Frequently Asked Questions
How much home loan can I get?
Home loan eligibility depends on your income, age, credit score, and property value. Our team helps you calculate the maximum eligible amount.
What is the repayment tenure for a home loan?
Home loans generally offer long repayment tenures, making EMIs affordable and easy to manage.
Can I get a home loan with low documentation?
Yes, we aim to keep documentation minimal while ensuring compliance and fast processing.